Let Appraisal Services of Southern Missouri, LLC handle your appraisal

Thousands of people in Missouri buy, sell or refinance their home each year. Many of these transactions include a simple line item for an appraisal. The majority of lenders still call for a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that may seem more cost-effective than an appraisal. But is obtaining a mortgage the only basis for getting an appraisal? Are there other times when the services of a certified, independent real estate professional could come in handy? You bet there are.


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Let Appraisal Services of Southern Missouri, LLC help you dispute your tax assessment in Wright County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Appraisal Services of Southern Missouri, LLC is your best evidence. At Appraisal Services of Southern Missouri, LLC,we can assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that nearly all lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home. Very often, this added payment is folded into the monthly mortgage payment and is promptly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

Appraisal Services of Southern Missouri, LLC can produce a statement regarding the value of your home, and the expense of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very daunting experience for both parties, and it is often further complicated by the troublesome decision of who keeps the home. It's a good idea to get an appraisal from Appraisal Services of Southern Missouri, LLC so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Appraisal Services of Southern Missouri, LLC help you with relocating to or from Wright County

We understand the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information regarding any recent sales or listings in their area that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Appraisal Services of Southern Missouri, LLC

A professional appraisal will help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we report, but rather they depend on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.